Sunday, October 15, 2017

Happy Thanksgiving $1500 Cash Giveaway

cash-giveaway

Are you having a huge family gathering this holiday season and could use the extra cash? The Body Workout/The Frugal Exerciser has teamed up with a few fellow bloggers to giveaway $500 cash to three winners. Enter to win and good luck to all.

No purchase necessary. Giveaway starts on 10/15/17 @11:59 PM and ends on 11/27/17 at 11:59 PM. 

Three(3) people will win $500 PayPal Cash or Amazon GC. Winners must be 18 years or older to win. Void where prohibited. Enter by using the Rafflecopter widget. Bonus entries will be added in manually and winners will be chosen at random. All entries are verified if winner's entry cannot be verified, or information is not given for verification the entry will be deemed invalid and a new winner will be chosen. Winner will be notified by email that they used for Rafflecopter. Winner has 48 hours to respond claiming prize or prize will be forfeit and a new winner will be chosen.

                                                          Enter below ⬇

Saturday, October 14, 2017

Heart Attack? Request Cardiac Rehab

Request-cardiac-rehab

This post is a rant about doctors not sending their patients to cardiac rehab after having a heart attack or bypass surgery and etc. This is the 10th person I have met recently that stated that after having a heart attack the doctor gave him or her meds and sent them home. There was no talk about aftercare with cardiac rehab. Since I used to work in a hospital in cardiac rehab, I have seen the after affects of patients who have benefitted from a nutrition and rehab program.

What is cardiac rehabilitation?

Cardiac rehab is a medically supervised exercise and nutrition program for people who have had a heart attack, heart failure, heart valve surgery, coronary artery bypass or stent surgery. Cardiac rehab is provided in an outpatient center or in a hospital rehabilitation clinic. People who have participated in a cardiac rehab programs usually decrease their chances of having another event by living a healthier lifestyle. It also gets the patient back to their regular routine sooner. Read more about cardiac rehabilitation here.

Cardiac rehab won’t change the past but it will set you up for a brighter, healthier and more productive future lifestyle. Please, if you know anyone who is having heart health problems, tell them to demand that their cardiologist send them to a cardiac rehabilitation program. It is covered by insurance.

Do you know anyone who has gone to cardiac rehabilitation?


Thursday, September 28, 2017

Choosing A Car For Your Business Or Fitness Based Business

Choosing-A-Car-For-Your-Fitness-Based-Business

This post is sponsored by Cars.com but the content and opinions expressed here are my own.

I do in home personal training and I actually use my car more for business than for personal use. My trunk of my truck is full of fitness equipment. If you are like me and use your car for your own business, you need to do some research to find out what vehicle will work best for you.

Here are some questions you should ask yourself first :
  • Should you buy a truck or SUV especially if are going to haul heavy equipment?
  • Will you buy are lease a vehicle?
  • Will you pay cash for the car or will you take out a loan?

Research

When I decided to buy a new SUV I did my homework and I knew what I wanted. My SUV was a 2000 X-terra and I loved that truck. I wanted a new X-terra but Nissan wasn't doing any new upgrades with the X-terra. My new SUV had to have bluetooth, cargo space, and good gas mileage, this was none negotiable. Write down what you want in your new vehicle and cars.com is an excellent site to do research on a new or used automobile. Car.com is more than a research site. It allows you to research and compare cars, find local dealers and sellers, calculate loan payments, find your car’s value, sell or trade your car, get a service estimate, and etc. Read more about how car.com conducts car seat safety checks.



Loan or No Loan

You don't want to buy more than what you can afford, so you might want to lease or save up and pay for the SUV without using credit. Cars.com has loan payment and car finance calculators to make your car buying a little easier.

Test Drive 

When I bought my Nissan Rogue, I took it on a test drive and I wanted to see if it had adequate cargo space for my fitness equipment. I also wanted to make sure it was great on gas. Even though gas has gone down in the last few years, you never know if a catastrophe will happen and cause gas prices to rise. High fuel prices can be hard on businesses that depend upon transportation to do their business.

When To Buy

Is you need a new vehicle when the economy is bad but your business is doing well, this would be a great time to buy because car dealerships offer all types of incentives to sell their cars. If the economy is rolling along fine, try to hold off and buy your car in December and January. New car models come out in the fall and dealerships try to get rid of the current year models at the end of the year.

Do you use your car or truck for business?



Saturday, September 23, 2017

How To Use Venmo As A Fitness Accountability Aid

fitness-accountability

Let me say this first, I Love My Venmo app. If you don't have Venmo, you need to download this app asap.  Venmo is a social phone app that allows you pay and request money from friends, no cash needed. According to Venmo these are the following examples on how to use Venmo:
  • Splitting a lunch bill
  • Paying your friend half of a cab fare
  • Sending your roommate your half of the rent
  • Using Venmo as a payment method in authorized partner apps 
If you have money in your balance, you can use the money to pay another Venmo user/friend or you can cash out and send the money to your checking or savings account.
how-to-use-venmo-as-a-fitness-accountability-aid

From the first picture above, two of my clients paid me for training them. You can add in writing what the money is for or you can use emojis. My clients choose emojis. You can also see what other people in your network are doing. I see friends buying drinks, paying for pizza and cabs and etc. It is a great app for parents, aunties and uncles to send money to loved ones. I just sent my nephew $30 for the weekend. He is a freshman at a university this year and I thought he would love the extra partying cash.

Venmo as a fitness accountability aid

Back to what this post is about, Venmo would be a great fitness accountability aid. If you need extra help getting to the gym or a fitness class, you can partner up with a buddy or a group of friends to hold you accountable. If you don't show up for your workout session and you don't have a good excuse for missing, you would have to pay a fitness fine to your buddy or buddies. It could be one dollar to five dollars or more, you and your fitness pal(s) would have to agree upon the set amount. It would also be important to set a time when you are considered a no-show. At what time would you be considered too late to work out and would have to pay up? These are the rules that would have to be set at the beginning of your challenge.

The Venmo app makes it easy for the person who violated the rules to pay. There is no better way of making a person responsible when they are at risk of losing money. I wish I could use this concept with my clients. They would be fined for not doing their own workouts, however, I don't think this would go over well especially when they are paying me already.  😜

If you need help with getting off the couch or you are just interested in Venmo, read more about them on How It Works page and download the app to your smartphone today.




Sunday, September 17, 2017

Need A Side Hustle? Become A Group Fitness Instructor

Are you a fitness enthusiast? Have you become the instructor's class assistant? Do the other class members love your spirit and miss when you are not in class? Do you need a side hustle? You might want to consider becoming a fitness group instructor.

How to get started

You want to start with getting certified with a reputable certifying fitness company. I wrote a post on the most affordable group instructor certifications. If you have a science background or you have been consuming fitness information for a while, it won't take you long to read the study book to pass the exam. If you have no physiology or anatomy knowledge, it might take you a little longer to get familiar with fitness information. It can take you from a month to year, depending upon how much time you devote to your studies, to prepare for the exam.

You will also need to be CPR and AED certified in order to take the test. You can start with that test first because it doesn't require a lot of study.

After you are certified, I would advise you to put together a fitness class, something you are interested in teaching and plan practice classes with friends and family members.

Working for a fitness club

When you feel like you can teach and ready for the public, you can apply to a fitness club chain or a local community recreational center. The pay can range from $15-$60 an hour according to where you live in the United States. Your salary will also depend upon the fitness club too. High-end clubs will pay more but you will have to have a lot of experience or a lot of charisma and confidence. 

Most instructors have a full-time job and they usually teach before or after work. If you are self employed and have a flexible work schedule, consider teaching at non peak hours. Some clubs have classes at 9am, 10am, 11am 12pm and/or 4pm and many times fitness clubs have a hard time finding instructors to teach at non peak hours.

Setting up your own fitness business

This is where you can make some good money but you need to have a venue and a following. If you have this, consider instructing your own classes. For example, I use a community center to hold classes. It costs me $15-$25 (size of the room) an hour to rent the room. I charge $55 for eight monthly classes.

Rent: $25 x 8 sessions = $200
Income: $55 x 15 participants = $825
Net income before taxes = $625 or $78 an hour

As you can see, you can make more money being on your own but you have to constantly market because people will drop out. You may have an upfront cost, especially if you supply any equipment like bands and weights. An option to this would be to have the members buy the equipment from you so you can keep your costs low. 

As you can see, being a group fitness instructor can be a lucrative and a healthy side hustle. Get started today and have fun along the way.


Saturday, September 9, 2017

Walk A 5K In 8 Weeks

walking-workout
I had two clients who hired me as a personal trainer to get them ready for a 5k. They wanted to walk it with friends but they were not in great shape. I developed a walking program and it got them ready for the race. I think it was a turkey trot and they told me they were happy they finished and they weren't exhausted or overly fatigued the next day. It really helps to train.

If you don't want to walk a 5k but you want to lose weight walking, you need to try my workout program. It starts out with a half a mile walk and you end the program walking three plus miles. You would be amazed how much weight you can lose and how much you will feel better by working out four days a week for two months.

My Walk A 5K In 8 Weeks program is $6.95 and it is sold on my shop on Etsy. Etsy now has guest checkout so there is no need to sign up for the Etsy website. 

If you have been walking for a while and you want to start running but you don't want an aggressive running program, I have a 15-30 week run-walk program for beginners for sale also. It is $8.95 and it is an instant download upon payment just like the Walk A 5K In 8 Weeks workout plan. 
running-for-beginners

Start walking today for better health and remember it is never too late to get in shape.



Saturday, August 26, 2017

Eight Ways You Throw Away Money On Health & Fitness Products


Even though the economy is improving and things might be improving financial for some, US citizens still lag behind the world when it comes to saving money. We are a country of consumers and wasters. I have read many articles since 2008 about saving money, however; I haven't found that many on how we waste money when it comes to our health and wellness.

Let's explore some abuses I have run across.

1. Paying for a gym membership and never or seldom go
Are you a none goer? I have had a lot of people tell me this. They will sign up and never or rarely set foot in the gym. If this applies to you, you need to cancel your membership or make a plan to start going on Monday. If you need an incentive, ask a friend, co-worker or spouse to workout with you. You need to be honest with yourself about working out at the health club. It might not fit into your schedule, be too far or you might not be ready for a fitness lifestyle change.

2. Letting health, fitness, beauty Class Passes or Groupons expire
I bought a spa Groupon in December and forgot about it. It expired in April, bummer. I felt bad that I lost out on $90, what a waste of money. If you are buyer of Groupons or other coupon related programs, pay attention to the expiration date of your purchase and use it right away. If not, make sure you schedule the expiration date in the calendar on your phone or in your planner.

3. Buying organic foods and letting them rot in the refrigerator
My husband and I are not food wasters. We tend not to over shop and we eat most the foods we buy. If you are a food waster, don't buy groceries until you consume most of the foods in your pantry or refrigerator. If you have a lot of vegetables, chop them up and put in freezer bags and freeze them. If have a lot of fruit, cut up the fruit and have it for dessert. Add dark chocolate or whip cream on top and put it in a dessert cup, your family will think they are getting a real treat. If you buying organic produce often and you waste often, consider switching to frozen vegetables. Consider buying less fruit or try canned fruit in water or dried fruit, if you are a fruit waster.

4. Not exploring sales on fitness related clothing and shoes
I bought two pairs of Adidas fitness shoes last week. I went on their online site and looked at the lowest price fitness shoes. They had two shoes that were less than $50. When buying fitness clothes and shoes, always check out sales. If you can also check out name brands at Target, Walmart, Kohl's, TJ Maxx and Marshall's. Also, your children don't need those $200 pair of Jordans. If you have teenagers and they want an expensive shoe, pay them to do extra work around the house to pay for their own pair of fashionable and overpriced gym shoes.

5. Being late or not showing up for personal training sessions
I have clients that lose a lot of sessions because they don't want to workout or they show up late. Don't waste your money, show up on time and be ready to work out. If you constantly cancel your workouts, don't waste your money and time, don't sign up for more personal training sessions when your have finished your block of sessions.

6. Not using the delicate wash cycle or low setting on the dryer with expensive
    workout clothes 
Unless your workout clothes are very inexpensive, it is better to wash your fitness clothes in the gentle cycle. Make sure darks are washed separately from the lighter gym clothing and wash them in cool to cold water to avoid color loss. It is better to hang them up to dry and if you have to put them in the dryer, put it on the lowest setting for only 20 minutes. This will preserve the fabric and make them last longer.

7. Not looking for group rates or sales when working with a personal trainer
I wrote an article a few years ago about hiring a personal trainer when you are on a budget. If you belong to a club, ask the staff if they have any personal training sales. If you have been training for a while, for your next block of sessions, ask for a discount for being a loyal and longtime paying client. If they won't give you a discount, see if they will pair you up with another member. Small group personal training can decrease the price of your sessions significantly. If the trainer is coming to your home, look for a friend(s) to exercise with you.

8. Buying diet delivery packages and not following the program
My friend just did this. She paid for the program and ended up giving away a lot of the food to me and my sister. She just wanted to lose a few pounds but didn't stick to the plan. Again, you have to look into the mirror and be honest with yourself. If you are not going to stick with it or if you are going to eat out a lot with friends or co-workers during the week, don't purchase the program. Most of these programs renew after they send you a month of food, you have to cancel in order for them to stop sending you the meal plans.