A Hill And Valley Savings Fund For Fitness Professionals
Last May, seven of my clients had life problems which caused them not to train with me for one month which meant I had no money coming in. This caused me to dip into my emergency fund which is only for true emergencies.
I didn't know what to do until I heard the Dave Ramsey show about the hill and valley savings account. I started building a hill and valley savings account in September. I will add to my account when personal training hits its peak during the months of January, February, and March.
If you have a fitness business or any business, you might want to start saving for your hill and valley savings account 2018.
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